ASSOCIATE PORTFOLIO MANAGER, COMMERCIAL LENDING
Baltimore, MD
$80k-$100k
Position Highlights
Chesapeake Search Partners has partnered with a respected regional bank to recruit an Associate Portfolio Manager, Commercial Lending for their growing team. In this role, the Associate Portfolio Manager will play a key part in supporting the full credit lifecycle, from underwriting to ongoing portfolio management and oversight. This is an excellent opportunity for a collaborative professional with a strong understanding of credit risk and regulatory requirements.
- Credit Evaluation - Review and interpret borrower financials, cash flows, and supporting documentation to evaluate repayment capacity and identify risks. Develop lending recommendations aligned with the bank’s credit philosophy.
- Credit Memos & Presentations - Draft thorough credit write-ups and risk assessments, delivering well-supported recommendations to credit committees and senior decision-makers.
- Due Diligence - Conduct industry, borrower, and collateral research to provide context for lending decisions.
- Structuring Solutions - Partner with relationship managers to design loan terms and structures that meet client objectives while safeguarding the bank’s interests.
- Portfolio Oversight - Track loan performance, covenant compliance, and borrower reporting. Identify early warning signs of credit issues and recommend action plans.
- Risk & Compliance - Ensure credit files, loan documentation, and risk ratings meet internal standards and regulatory requirements. Contribute to audits, reviews, and risk assessments.
- Client Interaction - Provide responsive support to client requests, such as guidance on documentation, ACH instructions, and annual financial statement submissions. Build strong relationships with borrowers and internal stakeholders to maintain client satisfaction.
- Bachelor’s degree in Finance, Accounting, Business, or a related discipline.
- 1-3 years of professional experience in commercial credit, portfolio management, or lending (preferred).
- Strong analytical background with the ability to interpret financial statements and assess borrower risk.
- Familiarity with loan structures, regulatory requirements, and risk management practices.
- Strong writing skills and the ability to prepare clear, persuasive credit analyses.
- Proficiency in Microsoft Office tools, especially Excel.
- Highly organized with the ability to balance multiple priorities in a fast-paced environment.
- Commitment to compliance and willingness to complete all required training.
For more information, contact Kristin (Sudina) Freitag at kfreitag@chesapeakesearchpartners.com or apply below.